Personal Loan

Citi® Personal Loans

Simple, No-Fee Loans That Work for You Citi® offers fixed-rate loans with no fees, making it easy to manage debt or fund your plans.

Loans

No Origination fee

Fast Online Application

Easy Account Management

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  • Loans from $2,000 to $30,000
  • No Origination, Prepayment, or Late Fees
  • Fixed APRs: Lock in predictable payments for the entire term.
  • Fast Online Application: Often approved in minutes.
  • Easy Account Management: Through Citi® Online or the Citi Mobile® app.

  • Check Eligibility: Soft credit pull won’t affect your score.
  • Customize Loan Terms: Select the amount and duration.
  • Disbursement: Funds typically sent within 1–2 business days.

  • 18 years or older
  • U.S. resident with valid SSN or ITIN
  • Current Citi® customer (for prequalification)
  • Reliable income and credit history
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Citi® offers fixed-rate loans with no fees, making it easy to manage debt or fund your plans.