Personal Loan

Explore Top Personal Loan Options From Leading U.S. Banks

Choose a trusted lender that fits your needs — whether it’s for debt consolidation, big purchases, or unexpected expenses. Reliable institutions, clear terms, and a commitment to financial transparency back all options. 

Bank of America® Personal Loan
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5 / 5

Over 5 million customers rate us excellent for financial support

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Predictable Repayment Structure
No Hidden Fees No origination, prepayment, or application fees.
Fast, Direct Funding to Your BofA Account*
Trusted Nationwide Offered by one of America's most reliable financial institutions.
U.S. Bank Personal Loan
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5 / 5

Highly rated for customer-first loan experiences

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Custom Payment Plans for Every Budget
Choose Your Terms Repayment terms range from 12 to 84 months.
Funding as Fast as the Next Business Day
Loans as Low as $1,000 Great for both big needs and small emergencies.
Chase Personal Loan
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4 / 5

Loved by Chase customers for ease and instant access

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Consistent Monthly Payments
No Fees Ever, $0 origination, late, or early repayment fees.
Same-Day Disbursal for Chase Clients
Exclusive for Chase Clients, Must have an existing Chase checking account to apply.
Wells Fargo Personal Loan
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4 / 5

Trusted by millions for flexible lending and no hidden costs

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Stable Payments on Large Loan Amounts
Borrow Up to $100,000, one of the highest limits for personal loans.
Expedited Funding for Approved Applicants
Rate Discounts Available, save more with autopay from a Wells Fargo account.
Citibank® Personal Loan
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5 / 5

Praised by customers for fair terms and fast funding

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Zero-Fee Fixed Payments
No Account Required, open to all qualified borrowers, not just Citi customers.
Quick Funding Within 1–2 Business Days
Prequalify with No Credit Hit, soft pull lets you check rates without affecting your score.

GoCapitalz is your trusted partner for comparing the most competitive financial products from leading U.S. institutions. From low-interest credit cards to good personal loans, we help you evaluate the options that align with your financial goals and lifestyle.

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For those planning to borrow, we simplify your search for the best personal loan lenders, loan apps, and loans available today. Stay informed with tools like our net income calculator and easily explore offers from the best online banks and credit card banks.

Interested in savings and checking accounts? We provide real-time comparisons from the best online banking providers, featuring competitive interest rates and updates on the current interest rate environment.

Beyond banking, GoCapitalz also helps you make informed decisions on essential coverage options, including liability insurance, medical insurance, and health insurance plans.

Our mission is to simplify financial decision-making through unbiased comparisons, timely data, and transparent insights, empowering you to take control of your financial future.

Smart Choices Start Here.
Trust GoCapitalz to guide your journey to better financial well-being.

FAQ

Frequently Asked Questions

Frequently Asked Questions?

A personal loan is an unsecured loan that you repay in fixed monthly installments, typically used for personal expenses.
GoCapitalz helps you compare the best personal loan lenders based on interest rates, loan terms, and approval time.
Yes, many loan apps offer options for borrowers with less-than-perfect credit; compare them easily on GoCapitalz.
A good personal loan rate is usually under 10%, but this varies depending on your creditworthiness and lender policies.
Some lenders offer same-day approval, especially through online loan apps featured on our comparison tool.